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WELCOME TO LINDA'S
"EXCLUSIVE REAL ESTATE INFORMATION SITE"



When buying a home, It is imperative to have the knowledge to make the right decisions.
Linda Price has been a Leader In Real Estate For over years, successfully assisting and guiding buyers to purchase the perfect home.

Review "Frequently Asked Questions From Home Buyers" provided by Linda. You will be able to get all the answers necessary to make the right decisions in today's complex real estate market! Let Linda's years of Experience and Expertise as The Best Leading Top Producing Real Estate Agent, Realtor and Broker be the solution to your real estate needs! Linda will exceed you needs and expectations, bringing about a seamless and stress free home purchase.



Contact Linda For An Appointment Today!



Frequently Asked Questions From Home Buyers
Homebuyer's FAQs: Questions on Buying a Home




Q: What is a buyer's representative?

A: Defined most simply, a buyer's representative (also buyer's rep, or buyer's agent) is an advocate for the buyer—not the seller—in a real estate transaction. Real estate laws and regulations vary from state to state, but buyer's representatives usually owe full fiduciary (legal) duties, including loyalty and confidentiality, to their buyer-clients and work in their clients' best interests throughout the entire transaction.

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Q: How does an Accredited Buyer's Representative (ABR®) differ from other buyer's representatives?

A: An ABR® is a buyer's representative who has completed advanced training and who has proven experience in serving the special needs of buyer-clients. In addition to knowing the dynamics of their local market, an ABR®-designated buyer's rep can help you make informed decisions throughout the entire home buying process. Learn More. An ABR® is also a REALTOR® (a member of NAR) and must abide by a strict Code of Ethics.

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Q: What services are provided by a buyer's representative?

A: If you've established an agency relationship with a buyer's representative, common services include:
  • Helping you clarify your priorities.
  • Suggesting sources of financing and other service professionals, such as inspectors and exterminators.
  • Providing sources of accurate and lawful information on neighborhoods, schools, and communities.
  • Selecting and arranging property showings.
  • Evaluating particular properties.
  • Explaining forms and agreements.
  • Suggesting contract contingencies to protect you, rather than the seller.
  • Assisting in the negotiations for a favorable price and terms.
  • Keeping all information confidential that could weaken your bargaining position.
  • Monitoring the entire purchase process, assisting with issues that arise through closing.
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Q: How do I find a buyer's representative in my area?

A: One of the easiest ways is to use our online directory, which includes both ABR®-designated buyer's representatives and buyer's reps working to complete their designation requirements.

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Q: What is the standard compensation structure for real estate professionals?

A: For the most part, real estate professionals are compensated by commission, based on a home's selling price. Commission rates are not standardized, but vary, as does how the sales commission will be divided between the agents on the selling and buying side of the transaction. There is consistency, however, in how commissions are paid. When a seller signs a listing agreement, their contract is with a brokerage firm. All fees must pass through that brokerage firm. Typically, the seller's representative—and your buyer's rep—will be paid by the listing broker after the transaction closes.

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Q: What services can I expect to receive?

A: This depends on what level of service you have established as a homebuyer. If you have not formed an agency relationship, you are probably considered a customer, rather than a client, and you will likely receive a lower level of service. The terms vary from state to state, and each buyer's representative can set their own guidelines within their state parameters and their brokerage practices. So you should clarify, preferably in writing, the services you are entitled to receive before you start viewing properties.

It's also important to understand that if you do buy a home, your buyer's rep will probably receive compensation (through the listing broker), regardless of whether you are a customer or a client. So more times than not, it's in your best interest to formalize an agency/representation relationship, so you'll receive the highest level of service possible.

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Q: Will I pay more to be represented as a buyer?

A: In the vast majority of cases, the answer is no. When a house is listed for sale, the seller's contract spells out the commission rate that will be awarded to a buyer's representative. This is known up front and typically covers all, or at least most, of your representative's compensation.

If it doesn't, the choice is yours. You can scratch this house off your list, or decide to view it, knowing that any remaining compensation will need to be addressed. But even if the seller's listing contract doesn't entirely cover your buyer's representative's compensation, and you must pay the difference, it's quite possible that these relatively small differences will be more than offset by other purchasing terms negotiated with the seller.

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Q: Can I avoid real estate commissions altogether and buy directly from a seller?

A: Yes, this is an option that some buyers explore. However, it's important to understand that nothing is truly free and this approach still carries a price. Unrepresented sellers (for-sale-by-owner properties) frequently lack adequate information about how to price their home, or attempt to inflate the price in lieu of paying a real estate commission.

As an unrepresented buyer, it will be much harder for you to know if you're overpaying. Real estate professionals have developed keen pricing insights that go well beyond simply evaluating data through the Multiple Listing Service (MLS). And if you are overpaying, it will create further complications in securing financing.

For these, and many other reasons, a high majority of consumer-to-consumer housing transactions never reach closing. Real estate professionals play a valuable role in keeping your home-purchase on track, starting with selecting and touring properties and continuing through negotiations, inspections, financing and closing. This is especially true in today's market, where alternative buying opportunities, including short sales, have added even more complexity to some real estate transactions.

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Q: What is the best way to search for homes online?

A: www.REALTOR.com. This site, hosted by the National Association of REALTORS®, is the most extensive property listing site on the Internet. It also provides a wealth of other valuable information resources for homebuyers.

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Q: How much house can I afford?

A: When evaluating how much you can afford for your home and mortgage, lenders usually use two rules of thumb:

1. Your maximum monthly mortgage payment should not exceed 28 percent of your gross (pre-tax) income.
2. Your maximum debt load, including your mortgage payment, should not exceed 30 percent of your gross income.

These ratios are typical of those required to secure a conventional mortgage. Lenders will be able to supply details about other types of mortgages, such as FHA or VA loans, which offer more flexible qualification standards. There are many types of mortgages and financial tools available that provide flexibility in interest rates, terms, and down payment requirements.

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Q: What's the difference between being pre-qualified and pre-approved for a mortgage?

A: Typically you will first pre-qualify for a mortgage, then get pre-approved before you have found the specific home you wish to purchase. What is the difference?

Pre-qualification: An informal determination by a lender or mortgage broker stating how much mortgage you can afford.

Pre-approval: A guarantee in writing by a lender to grant you a loan up to a specified amount.

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Q: What are the advantages of being pre-approved?

A: There are two advantages of being pre-approved for a loan as early as possible in your home-buying process:

1. Sellers will find any offer you make more attractive if you are pre-approved for a mortgage.
2. The length of time before closing can be shorter if you've completed the steps to securing mortgage approval prior to signing a contract on a property.

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CONTACT LINDA TO VIEW ANY OF THE LATEST LISTINGS

Simply Email Linda at linda@lindaprice.com or call (630) 753-1333

Whether you're buying or selling, Linda Price is the Best Leading Top Producing Real Estate Agent, Realtor, Broker In Chicago, Illinois and America whose Experience will exceed your
real estate needs and expectations!

For over years, Linda Price has been recognized as the Best Leading Top Producing Relocation Referral Real Estate Agent, Realtor, Broker in America, the United States, Illinois, Chicagoland, and the Chicago Western Suburbs!

  Linda's expertise and experience have enabled her to provide Exceptional Guidance and Service for Relocation Transferees on a Local and National basis throughout America and the United States.  Linda is the Leading Best Top National Relocation Referral Agent, Realtor, Broker and the Leading Top Best International Relocation Referral Agent, Realtor, Broker!

Linda Price is the Leading Best Top Producing Real Estate Agent, Realtor, Broker in the
United States, Chicago, Illinois and Chicago Western Suburbs. With recent Illinois Sales of approximately 22 million dollars, Linda is Rated The #1 Individual Agent in Listings, Sales Production, and Overall Performance for 2012 at REMAX. With over 118 Best Top Agents, REMAX of Naperville is rated Number One in Illinois in Closed Sales and Listings Volume for the past years. Linda Price has achieved recognition from REMAX as one of the Top 10 Agents in Illinois & Chicagoland. Linda Price has been recognized by REMAX with the Elite "Life Time Achievement" Award!

As a REMAX "PLATINUM AWARD" Winner, Linda Price is recognized as the Best Leading Top Producing Residential, Commercial, Industrial Real Estate Agent, Realtor, Broker, Short Sale Specialist, Pre-Foreclosure Expert, Foreclosure Specialist  in the Midwestern United States, America, Chicago, Illinois, Chicagoland and the Chicago Western Suburbs.

Whether you are interested in buying or selling a Single Family Home, Condo, Townhouse, Vacant Land, Commercial, Industrial, Multi-Family, Waterfront, Lakefront, Beachfront,
Vacation, Rental, Lease, Investment Property, Residential, Commercial Property, Income Property, Short Sale Homes, Short Sales Commercial Property, Pre-Foreclosure Homes and Land, Foreclosure Homes, Foreclosure Commercial, Foreclosure Industrial Properties...
Linda Price is the Best Top Agent in America, Chicago Western Suburbs and Illinois for You!

Linda Lists and Sells: Latest Homes For Sale, Latest Real Estate Listings,  Latest New
Listings, Just Listed Homes , Residential New Construction, Short Sale Listings, Short Sale Homes, Short Sales Properties, Pre-Foreclosure Homes, Pre-Foreclosure Property, Illinois Foreclosure Listings, New Listings Foreclosure Homes, REMAX Latest New Listings, Single Family Homes, Condos, Townhomes, Land, Commercial,  Industrial, Duplex, Multi-Family, Single Family, Lakefront, Waterfront, Vacation, Rental Property, Residential and Commercial Lease Property, Investment Properties, Income Properties, Retirement Property, Assisted Living Home Residences, Retirement or Nursing Home Residences.  Linda Price is the Best Top Producing Leading Illinois and National Relocation Transferee Agent, Buyers Agent,Sellers Agent, Seniors Citizens Real Estate Specialist, Short Sale Specialist, Pre-Foreclosure
Specialist and Listing Agent in America and the Midwestern United States!



If your Real Estate needs are Local, Chicago, the Western Suburbs, Illinois, United States, National or International, Linda's years of Exceptional Expertise, Experience and her Leading "Realtors Connection" Best Top Agents Referral Team will meet and exceed your real estate needs and expectations anywhere in the United States and the World! No matter what your real estate needs are or where you are moving, Linda Price has the Skills, the Experience and "Top Agents Referral Team" of Relocation Experts to surpass all of your requirements
and facilitate all aspects of your next move anywhere in America, or the Midwestern United States. National and International Relocation require the Skills, Expertise and Experience that can only be provided by Linda Price and her Team of Relocation Experts!

Linda Price has over years of Experience
Specializing in the following areas:

  • Luxury and Estate Listings Properties
  • Relocation Referrals
  • Corporate Transferees
  • National and International Relocation Transferee Assistance
  • First Time Home Buyers
  • Feng Shui Residential Listings & Properties
  • Senior Citizens Real Estate Specialist - Providing a Complete Seniors Program to facilitate the Sale of the Home, Personal Property Auctions, and assist in all aspects of their move to a retirement or assisted living residence.
  • Property Management - As a Broker, Linda is a Leader in residential and income property rental management, and maintenance supervision.
  • Short Sales Specialist
  • Pre-Foreclosure Specialist
  • Bank Owned Homes & Properties
  • Bank Repo Homes & Properties
  • Refinancing Homes & Properties

Linda's Areas of Expertise Include The Following Illinois Towns and Chicago Suburbs:

Naperville
Hinsdale
Oak Brook
Burr Ridge
Glen Ellyn
Wheaton
Aurora
Plainfield
Downers Grove
Lisle
Warrenville
Winfield
Bolingbrook
Lombard
Elmhurst
Villa Park
Sugar Grove
Elburn
Yorkville
La Fox
St Charles
Geneva
Batavia
Oswego
Montgomery
Joliet
Chicago



If you're Buying or Selling Residential, Commercial, or Industrial Real Estate Properties in DuPage County, Kane County, Kendall County, Will County or Cook County, you need to Contact Linda Price. You will find out why she is "The Leader In Real Estate Results!"

With such an Exceptional Real Estate Career as Linda's... It's no wonder why Linda Price is known as the Best Agent, Best Realtor, Top Agent, Top Realtor, Leading Agent, Leading Realtor, Top Producing REMAX Agent,  Best Top Producing Realtor, Best Senior Citizen Real Estate Specialist Agent, Realtor, the Best Top Senior Citizens Agent, Realtor, the Best Leading
Top REMAX Relocation Referral Agent, Realtor, Broker, the  Best Leading Top Agent Realtor, Broker in America, the United States, Chicago, Illinois, Chicagoland, and the Chicago Western Suburbs. Linda is the Best Leading Top Producing Buyers Agent, Sellers Agent, Realtor, Broker in Chicagoland. Linda Price is an Expert Short Sale Specialist and Pre-Foreclosure, Foreclosure Real Estate Specialist with the Experience you can count on when you need it. 

Linda Price is the Best Top Leading National and International Relocation Transferee Referral Buyers Agent, Sellers Agent, Realtor, Broker with Unique Marketing Skills, Programs and Experience that will surpass your needs and expectations.  Whether your next move is local, National or International, when it comes to Relocation...You can count on Linda's Expertise!  

As a Leading Top International and National Agent, Realtor, Broker, Linda can arrange for you to view any of The 
Latest Listings anywhere Locally, Nationally, or Internationally.
Linda's "Realtors Connection" Best Top Agents Relocation Referral Team will exceed your expectations and provide you with the service you deserve when you need it the most!


As an
"Award Winning" Relocation Agent, Linda's "Realtors Connection" Relocation Team of Leading Best Top Agents can provide you with the Best Top Producing Agent to assist
you in every detail of your relocation anywhere in the United States or the World!


 CONTACT LINDA TODAY!

You will find out why Linda is the Best Top Agent in Illinois, America, and the Midwestern United States with the Experience and Leadership you need whether buying or selling.

Linda Price is Truly... "Your Leader in Real Estate Results!" ©

Just Contact Linda and You'll See Why They Say...

"Linda's Experience... Is The Edge You Can Count On!" ©

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Contact Linda!

Linda Price
REMAX of Naperville
Direct (630) 753-1333
Office: (630) 420-1220 x3083


Email: linda@lindaprice.com

 

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Linda Price is an Agent of REMAX OF NAPERVILLE. Neither Linda Price nor the Service Providers for Linda Price are liable for Errors or Inaccuracies in the Information provided through this web site. Copyright Birdview Technologies.          


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